Daniel CrosbyJune 8, 2023discovery meeting, discovery meetings, Standard Deviations Podcast, Standard Deviations, future self, certified financial planner, goals based investing, cognitive biases, cognitive bias, money quotient, investing 101, investing podcast, The Behavioral Investor, finance podcast, financial planning, values based investing, cfp, standard deviations, financial advisors, financial advice, Amy Mullen, Daniel Crosby, Dr. Daniel Crosby, How to invest, the laws of wealth